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   <title>BBI's Group-Insurance-Guide Blog Place</title>
   <link>http://www.group-insurance-guide.com/Group-Insurance-blog.html</link>
   <description>Updates, new group insurance products, legislative developments -- anything that affects HR Manager, CEO/Owner or CFO who wants to assure their HR/Benefits programs are competitive and cost effective.</description>
   <language>en-us</language>
   <pubDate>Sun, 10 Feb 2008 17:36:01 GMT</pubDate>
   <lastBuildDate>Sun, 10 Feb 2008 17:36:01 GMT</lastBuildDate>
   <copyright>group-insurance-guide.com</copyright>
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    <title>Feb 10, Contact BBI - Information about reaching BBI the benefits team</title>
    <link>http://www.group-insurance-guide.com/contact-BBI.html</link>
    <description>Contact BBI via fax, telephone, email or letter.  Here's how to reach the ben</description>
    <pubDate>Sun, 10 Feb 2008 17:16:56 GMT</pubDate>
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    <title>Feb 10, Group Health Insurance in Massachusetts</title>
    <link>http://www.group-insurance-guide.com/group-health-insurance.html</link>
    <description>There are three major and a few minor group health insurance carriers in Mass. Plan design has the major impact on cost, but  for smaller employers cost trends are important, too.</description>
    <pubDate>Sun, 10 Feb 2008 16:54:05 GMT</pubDate>
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    <title>Feb 10, Blue Cross Massachusetts: Independent Guide to BCBS Plans</title>
    <link>http://www.group-insurance-guide.com/Blue-Cross-Massachusetts.html</link>
    <description>Blue Cross Massachusetts gives summaries of all BCBS plans, relative pricing, competitive advantages, and how it compares to Harvard Pilgrim and Tufts</description>
    <pubDate>Sun, 10 Feb 2008 15:16:43 GMT</pubDate>
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    <title>Feb 10, Harvard Pilgrim Healthcare in Massachusetts</title>
    <link>http://www.group-insurance-guide.com/harvard-pilgrim-healthcare.html</link>
    <description>Harvard Pilgrim Healthcare -- America's Number One carrier -- offer Massachusetts employers a wide selection of health plan designs.  Order comparative chart</description>
    <pubDate>Sun, 10 Feb 2008 15:03:25 GMT</pubDate>
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    <title>Jan 15, Articles</title>
    <link>http://www.group-insurance-guide.com/articles.html</link>
    <description>Articles Published by Jim Edholm</description>
    <pubDate>Tue, 15 Jan 2008 22:20:00 GMT</pubDate>
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    <title>Jan 11, BBI Testimonials</title>
    <link>http://www.group-insurance-guide.com/BBI-testimonials.html</link>
    <description>Testimonials from BBI's clients illustrate the care and creativity with which BBI works with its clients</description>
    <pubDate>Fri, 11 Jan 2008 23:10:37 GMT</pubDate>
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    <title>Jan 3, FSA, HRA and HSA In Massachusetts</title>
    <link>http://www.group-insurance-guide.com/HSA-in-Massachusetts.html</link>
    <description>New Plan Developments: HSA in Massachusetts and how it can help the employer reduce health plan costs while increasing employee satisfaction</description>
    <pubDate>Thu, 03 Jan 2008 23:14:12 GMT</pubDate>
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    <title>Jan 3, About BBI - Contacts, Etc.</title>
    <link>http://www.group-insurance-guide.com/about-BBI.html</link>
    <description>All about BBI (Business Benefits Insurance.  This team of top professionals serves the benefit and group insurance needs of companies up to 250 employees.</description>
    <pubDate>Thu, 03 Jan 2008 22:48:00 GMT</pubDate>
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    <title>Dec 22, Is Disability Protection is Important?</title>
    <link>http://www.group-insurance-guide.com/is-disability-protection-important.html</link>
    <description>Is Long-Term Disability Protection Important?  Absolutely.  Does the average employee know that?  Unfortunately, no.</description>
    <pubDate>Sat, 22 Dec 2007 17:35:40 GMT</pubDate>
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    <title>Dec 22, Disability Insurance Rates depend on the kind of coverage you buy.</title>
    <link>http://www.group-insurance-guide.com/disability-insurance-rates.html</link>
    <description>Your choice of disability product affect your disability insurance rates.  Group vs. Individual -- which is best, and can you have both?</description>
    <pubDate>Sat, 22 Dec 2007 17:09:35 GMT</pubDate>
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    <title>Dec 17, Group Disability Income Insurance That's Affordable and That Pays a Benefit</title>
    <link>http://www.group-insurance-guide.com/group-disability-income-insurance.html</link>
    <description>Group Disability Income insurance is the trickiest group coverage. You AND your doctor may think you're disabled, yet never collect a penny.  Make sure your plan is right and will actually pay.</description>
    <pubDate>Mon, 17 Dec 2007 22:58:33 GMT</pubDate>
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    <title>Dec 16, Long-Term Disability Insurance Quote cost depends on contract language.</title>
    <link>http://www.group-insurance-guide.com/long-term-disability-insurance-quote.html</link>
    <description>Long Term Disability Insurance Quote cost depends on your contract language.  You can control your costs by picking the right provisions.</description>
    <pubDate>Sun, 16 Dec 2007 17:04:52 GMT</pubDate>
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    <title>Dec 16, Benefit Restrictions limit cost of disability information quote.</title>
    <link>http://www.group-insurance-guide.com/disability-information-quote.html</link>
    <description>BY imposing contract limits on benefits, you can reduce the cost of your disability information quote.  Making sure that the limits you impose work in your company's favor.</description>
    <pubDate>Sun, 16 Dec 2007 16:47:28 GMT</pubDate>
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    <title>Dec 16, Definition for Disability - What Counts As Being Disabled?</title>
    <link>http://www.group-insurance-guide.com/definition-for-disability.html</link>
    <description>Definition for Disability... when are you really disabled according to your disability insurance plan?</description>
    <pubDate>Sun, 16 Dec 2007 16:43:26 GMT</pubDate>
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    <title>Dec 16, Group Insurance Guide Helping Owners and Mgrs Control Group Insurance Costs</title>
    <link>http://www.group-insurance-guide.com/index.html</link>
    <description>Getting value for group insurance premiums makes wise employee benefits management. These tips and techniques stretch dollars, raise morale and lower employee turnover.</description>
    <pubDate>Sun, 16 Dec 2007 12:16:39 GMT</pubDate>
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    <title>Dec 15, Benefits Newsletter - Back issues of BBI Benefit Bits</title>
    <link>http://www.group-insurance-guide.com/benefits-newsletter.html</link>
    <description>Benefits Newsletter - Back issues of </description>
    <pubDate>Sat, 15 Dec 2007 14:14:23 GMT</pubDate>
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    <title>Dec 9, Group Insurance Newsletters from BBI Benefits.  </title>
    <link>http://www.group-insurance-guide.com/group-insurance-newsletters.html</link>
    <description>Group insurance newsletters keep you up to date on benefit changes.  BBI publishes two newsletters -- one snail mail and one electronic (irregular schedule... only what's newsworthy).  Sign up here.</description>
    <pubDate>Sun, 09 Dec 2007 18:18:48 GMT</pubDate>
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    <title>Nov 27, Choosing STD Beneficiaries Can Help Reduce Costs, Enhance Value of Plan</title>
    <link>http://www.group-insurance-guide.com/choosing-STD-beneficiaries.html</link>
    <description>By Choosing STD Beneficiaries you can make sure that the short term disability benefit goes to those who most need it, and you help keep the cost of the plan affordable</description>
    <pubDate>Tue, 27 Nov 2007 23:29:13 GMT</pubDate>
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    <title>Nov 27, Should Employees Pay Disability Premiums?</title>
    <link>http://www.group-insurance-guide.com/employees-pay-disability.html</link>
    <description>Should employees pay disability premiums?  How much?  All?  Some?  Why your employee might be better off paying some or all of his short term disability premiums</description>
    <pubDate>Tue, 27 Nov 2007 14:31:19 GMT</pubDate>
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    <title>Nov 25, Group STD Insurance Plan: General Considerations for Your Design</title>
    <link>http://www.group-insurance-guide.com/group-STD-insurance.html</link>
    <description>Your group STD insurance plan should be designed with the specific needs of your company in mind.  Here are some of the things you should consider.</description>
    <pubDate>Sun, 25 Nov 2007 19:24:34 GMT</pubDate>
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    <title>Nov 25, Short Term Disability Insurance Benefit Programs</title>
    <link>http://www.group-insurance-guide.com/short-term-disability.html</link>
    <description>Short Term Disability Insurance plans can save your company money.  Some workers compensation claims are really off-work disability claims.  Learn how to design your plan correctly.</description>
    <pubDate>Sun, 25 Nov 2007 18:31:10 GMT</pubDate>
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    <title>Nov 25, STD Benefit Amount Is Cost AND Retention Factor</title>
    <link>http://www.group-insurance-guide.com/STD-benefit-amount.html</link>
    <description>The STD Benefit Amount can affect both your cost and your employee turnover.  How to structure benefits that match the needs of your employees.</description>
    <pubDate>Sun, 25 Nov 2007 18:07:54 GMT</pubDate>
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    <title>Nov 25, STD Benefit Duration Has Direct Impact on Costs</title>
    <link>http://www.group-insurance-guide.com/STD-benefit-duration.html</link>
    <description>How long is your STD benefit duration?  Whatever you've chosen can have a major impact on the cost of your short-term disability plan</description>
    <pubDate>Sun, 25 Nov 2007 16:04:58 GMT</pubDate>
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    <title>Nov 24, Affordable Dental Insurance -- What's Behind It?</title>
    <link>http://www.group-insurance-guide.com/affordable-dental-insurance.html</link>
    <description>Cheap compared to medical, affordable dental insurance can be hard to find.  Here are the best strategies to keep your cost under control.</description>
    <pubDate>Sat, 24 Nov 2007 18:01:19 GMT</pubDate>
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    <title>Nov 24, STD Benefit Start Date</title>
    <link>http://www.group-insurance-guide.com/STD-benefit-start-date.html</link>
    <description>Choosing the right STD benefit start date has a major impact on your costs and can affect durations of maternity benefits.  To choose the right start date, read this article.</description>
    <pubDate>Sat, 24 Nov 2007 16:55:49 GMT</pubDate>
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    <title>Nov 23, How To Control STD Costs</title>
    <link>http://www.group-insurance-guide.com/control-STD-costs.html</link>
    <description>You can control STD costs while still offering protection to employees, particularly those who need the coverage the most.</description>
    <pubDate>Fri, 23 Nov 2007 14:54:58 GMT</pubDate>
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    <title>Nov 18, Self Funded Insurance Plans Help Employers Profit</title>
    <link>http://www.group-insurance-guide.com/self-funded-insurance.html</link>
    <description>Employers profit from self funded insurance, occasionally even companies as small as 25 employees.  Knowing how to design and do a comparison of self insured health plans is the key.</description>
    <pubDate>Sun, 18 Nov 2007 18:02:06 GMT</pubDate>
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    <title>Nov 18, Self-Funded Health Insurance: White Paper Tells How To Save Your Company Money</title>
    <link>http://www.group-insurance-guide.com/self-funded-health.html</link>
    <description>Health insurance costs are scary, but self-funded health plans can help companies 25 up to 250 employees have money-daving options they probably don't know about.</description>
    <pubDate>Sun, 18 Nov 2007 17:20:00 GMT</pubDate>
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    <title>Oct 27, Disability Insurance Benefit Plan: Protect Your Workers: Short Term, Low Cost</title>
    <link>http://www.group-insurance-guide.com/disability-insurance-benefit.html</link>
    <description>A Disability Insurance Benefit Plan, designed correctly, can protect your workers and reduce workers comp costs at very low cost. </description>
    <pubDate>Sat, 27 Oct 2007 14:30:14 GMT</pubDate>
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    <title>Sep 17, Identity Theft Threatens You and Your Company as Well As Your Employees</title>
    <link>http://www.group-insurance-guide.com/identity-theft.html</link>
    <description>Identity theft is a threat to your employees.  Most employers know that, but not many realize it threatens the employer, too.  What can you do about it?</description>
    <pubDate>Mon, 17 Sep 2007 22:36:53 GMT</pubDate>
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    <title>Apr 27, Is Your Dental Plan Two Decades Out of Date?</title>
    <link>http://www.group-insurance-guide.com/full-coverage-dental-plans.html</link>
    <description>You may think you have a &quot;full coverage&quot; dental plan, and it may have been that in 1985, but times have changed.  Dental technology may have made your plan outmoded.</description>
    <pubDate>Fri, 27 Apr 2007 23:21:05 GMT</pubDate>
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    <title>Apr 16, test</title>
    <link>http://www.group-insurance-guide.com/uploadpdf.html</link>
    <description></description>
    <pubDate>Mon, 16 Apr 2007 17:45:04 GMT</pubDate>
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    <title>Apr 9, Design Factors to Create Affordable Dental Plans  and Cost-Effective Design</title>
    <link>http://www.group-insurance-guide.com/affordable-dental-design.html</link>
    <description>Giving affordable dental plans to employees will pay dividends.  Not as common as health insurance, dental plans are highly valued.  Keep dental coverage cost effective using these factors.</description>
    <pubDate>Mon, 09 Apr 2007 10:31:15 GMT</pubDate>
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