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Three Strategies Smart Boston Area Law Firms Can Use to Lower Healthcare Premiums Without Cutting Benefits

Health Insurance is a BIG overhead expense — and it’s worse for Law Firms than for many other businesses. Fact is, as an Attorney, you get a raw deal on health insurance.
- Your white-collar employees require “richer” benefits than employees in other jobs, so you have to spend more money than, say, a manufacturer does.
- Carriers “load” the rates for many white-collar groups such as attorneys.
- LLC or partnership owners typically have to pay FICA, FUTA and Medicare taxes on their health premiums — this raises your tax burden.
- Partners and LLC owner can't take advantage of the Flexible Spending Accounts (FSAs) that are so common in law firms. This costs you tax dollars.
But most law firms have a greater ability to solve the problem than many other firms do — and we at BBI can show you what to do.
“Like most law firms, we’re challenged daily... Jim Edholm and BBI Benefits are a terrific part of our team.”
~ Michael Morris, Sr. Morris, Rossi & Hayes
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What Can We Help You Do About It?
I can’t do anything about the carriers’ loads, but just like we have helped other law practices (often without leaving their current carrier) I can show you how my firm can help you:
- Lower your costs (average law firm savings: 4.35%)
- Maintain or even improve your benefits.
- Put money in your hands and your employees’ hands instead of the carriers’.
- Enhance your personal tax picture.
Sound Too Good to Be True?
I know that’s a big claim. You’re probably skeptical – I’d be too, if I were reading this.
So I’ll show all my cards. I’ve prepared a six-page Special Report (“How Attorneys Can Lower Healthcare Costs, Maintain Benefits and Put Cash in Employees’ and Partners’ Hands”).
It explains the three primary strategies I’ve used to help law practices & other professional firms do exactly what I promise I can do.
The report is yours at no obligation.
What’s more, when you get it, it comes with a special offer that lets you see (before you ever meet with anyone) how we can save you money.
If you take advantage of that offer, our process is triple-guaranteed: If we don’t satisfy you we either A) go away and you never have to meet us, or B)we give $500 — $2,000 to your favorite charity (depending on where we are in the process.)
NO SALES REP WILL EVER CALL (unless you ask us to)!!
See for yourself. Order the report (you won’t be contacted) and read it — we “tell all.”
After reading it and seeing for yourself that our strategies are solid, commonsense and can make you money — then you can decide if you’d like us to give you a no-obligation “free peek” at your plan (and you can even get this without having to meet in person with us!).
This free peek will give you a first, rough estimate of approximately how much money your firm can save.
ONLY after that free peek, only if what we show you looks promising, only if it seems as if it might save your firm some serious money... ONLY THEN would you ever need to meet.
“BBI … allowed us to think "outside of the proverbial box" and keep a consistent level of coverage at a substantially reduced monthly premium."
~ Joseph Luna, Principal
Luna Design, Lynnfield, MA
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All this will be explained when you get your free report. The important thing for you to do now is to get your copy. See if our approach makes sense, and THEN decide what you want to do!
Here are four easy ways to get this money-saving report … pick the one that suits you –
- Fill out the easy form on this page and we’ll mail this to you immediately, or
- Leave your address info ony our 24/7 automated, toll-free line at (866) 967-5123 x 121 — you won’t have to talk to a sales rep and no one will call.
- Send an email to my associate, Larry Prindle at LarryP@bbibenefits.com he’ll get the report out to you right away.
- Call Larry at our main number, (978) 474-4730.
Why spend more than necessary? Get the Report today!
Sincerely,
James L Edholm
President, BBI Benefits
PS – Maybe you’re thinking “I already have a broker” or “all brokers and consultants are the same” and that there’s little in the report that will be new.
I assure you, your current broker has never shown you these strategies. How do I know that? Because in 14 of the last 17 presentations, we’ve been able to reduce the cost using them — and we include the proof with the report!
For full BBI contact information click here.
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