And if you really want to be formal or go into detail, you can always send us a letter at
BBI Benefits
4 Punchard Avenue, Suite 300
Andover, MA 01810
We've talked in the group health pages about the comparison forms we've created to help you navigate the maze of plan alternatives available in Massachusetts. Here's where you can get them.
Health Plan Design Summary Forms
We've created what we believe to be a very useful item -- a Plan Design Summary Comparison form. We have one for the Harvard Pilgrim Healthcare plans and one for the Blue Cross Plans.
We have one for BCBS and one for HPHC. All plans are compared to other plans of the same type -- HMO vs HMO, PPO vs. PPO etc. All are compared to a standard benchmark plan -- the $10 doctor, 100% coverage plan -- and a standard percentage decrement or increment is shown.
So plan A will show a "+10%" in the cost column... that means it's ten percent more expensive than the $10 doctor plan. Plan B may be "-23%," i.e., 23 percent LESS expensive than that plan.
By looking at the comparitive prices, you can see how much premium you save by subtracting out a benefit or increasing a copay. Very useful, and something most brokers hide from you.
Here's the Harvard Pilgrim Plan Design Comparison Summary form.
Here's the form to request the Blue Cross Plan Design Comparison Summary sheet:
Please Send BCBS Plan Comparison Form
Please note that all fields followed by an asterisk must be filled in.
Submit a Specific Question
Just in case you missed the Specific Question Form from the top:
Maybe you'd just like to talk, to get to know us, to begin an evaluation of our ability to help you. Maybe you have a specific question about benefits that's been bothering you...
Well, here's the way to get an answer. Just submit the form below, and we'll get back to you right away to help you out.
And this is important....
As they used to say in the Midwest, where I grew up, "Just remember -- whatever you need, all you have to do is holler!"